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Will my credit rating be affected?

Our company does not conduct a credit check during your application process. Therefore, you do not have to worry about any inquiries from us appearing on your credit report.

Applying for a loan through us is much more convenient than resorting to conventional bank loans or credit cards for the money you need now! Whereas most lenders require a credit check as part of their approval process, we do not perform a check with the credit bureaus.

It might sound harmless, but consider that credit bureaus keep track of how many inquiries are made into your credit history, and this in turn can affect your overall credit score. It is important to note that we conduct no credit checks when you apply for a loan!

Each time an inquiry is made as to your credit history, it costs you credit points. This in turn can negatively affect your credit score for years to come.

No matter how many payments you make on time, or how hard you work to build your credit, these detrimental inquiries can stay on your credit report for several years!

Applying for a short-term loan through us not only can alleviate a temporary short-term financial emergency, but it also will not reflect on your credit report score since it is not reported to the credit bureaus. So, if you're short on funds, simply click the, "Apply Now," button at the top of the screen and you could qualify for a loan up to $1,500.

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