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What is a cash advance?

A payday or cash advance loan, sometimes also referred to as a payday advance, payroll or paycheck loan, and sometimes called an unsecured loan, is a short term loan agreement between you and a lender, typically for a small amount of money, specifically designed to help when there is unexpected expenses or you are just short on funds between paydays.

In the majority of cases, a payday loan agreement is a simple contract agreed upon and signed by you and your cash advance lender. However, in a some instances, such loans may be in the jurisdiction of and regulated by the Uniform Commercial Code and/or federal commercial laws.

This form of short-term lending, more commonly referred to as payday loans, cash advances, payroll advances or paycheck advances are, most of the time, unsecured loans. For legal purposes, there is a difference between a "secure" loan and an "unsecure" loan. These terms are within the agreement provided by the lender.

DISCLAIMER:
THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, and does not make cash advances or credit decisions. This site is intended only to match you with the best cash advance lender based on your application. The operator of this Website is not an agent or representative of any service provider and does not endorse any service or product. Cash transfer times may vary between lenders and in some circumstances faxing may be required. Completion of this application in no way guarantees that you will be approved for a cash advance offer. Typically there are no credit checks, and typically these reports will not affect your credit score, however be sure to ask your individual lender and read their loan agreements carefully.